Wednesday, November 15, 2006

PRICING CODE FOR FOREIGN EXCHANGE DERIVATIVES

The Fixed Income Money Market and Derivatives Association of India (FIMMDA), a body of market players, has issued a code that advises banks against entering into transactions at rates or reference levels that differ materially from market levels.

  • The code has called for a process that ensures pricing at market levels, thereby preventing concealment of profit or loss by dealers.
  • The code has barred banks from transactions like interest rate swaps
The RBI recently asked select foreign banks active in the derivatives market to provide information on derivative structures sold by them following many complaints.

Editorial Note :
As per leading experts the corporates are advise to hedge their foreign currency risk by plane vanilla derivative products. The series/ combination of vanilla products could also be considered. This will facilitate:
  • Competitive pricing as simple products are offered at very reasonable cost 
  • Unwinding of all or certain legs of the hedging transactions will be very easy once the corporate see that the market has improved and hedging risk has reduced.

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