Saturday, February 14, 2015

Non-Performing Assets Norms for NBFCs


  • Reserve Bank of India has allowed NBFCs to classify loans to projects, that are stuck for two years, as standard
  • For infrastructure projects stuck due to arbitration in courts, a further relaxation of two years has been given. Now, an NBFC can classify a restructured loan as standard if the project to which the loan is given has been delayed for 4 years.
  • For infrastructure projects stuck due to reasons beyond the promoter’s control and for non-infrastructure projects, this leeway is only three years.

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