Give credit score free to individuals

The Reserve Bank of India (RBI) directed credit information companies to provide one free full credit report, including score, once in a year to individuals whose credit history is available with
them. The credit report plays an important role in the loan application process. The score works
as a first impression for the lender-higher the score, better the chances of the loan being approved.
Further RBI said that the objective of providing the free credit report would not be fully met if this report includes details that figure in the full credit report that is accessed by the credit institutions while considering the request for fresh credit facilities.